If anyone needs guidance on purchasing a home for the first time please reach out. I am a real estate agent in NJ, was in NY and in the process of obtaining licensing in FL. Abba YAH has provided guidance on financial management and budgeting and obtaining GRANTS for FIRST TIME HOMEBUYERS. Homeownership or REAL ESTATE is a great step in wealth building. Feel free to message me for info, resources, guidance. Be Blessed.